Terms and Conditions

Effective Date: April 2025

Welcome to Swift Credit Cards. By accessing or using our website and services, you agree to be bound by the following Terms and Conditions. Please read them carefully. If you do not agree with these terms, do not use our website.


1. Overview

These Terms and Conditions ("Terms") govern your use of the website operated by Swift Credit Cards ("Company", "we", "us", or "our") and apply to all users, visitors, and others who access or use the service.


2. Services Offered

Swift Credit Cards is a lead generation and marketing platform that helps users explore various credit card options and services offered by third-party providers. We are not a lender or credit card issuer and do not make credit decisions.

All offers presented on our website are subject to the terms, conditions, and eligibility requirements of the respective third-party providers.


3. User Responsibilities

By using our website, you agree that:

  • You are at least 18 years old and a resident of the United States.
  • You will provide accurate and complete information.
  • You will not use the website for any unlawful or unauthorized purposes.
  • You will not interfere with or disrupt the security of the website or any systems connected to it.

4. Third-Party Links and Offers

Our website may contain links to third-party websites and services that are not owned or controlled by Swift Credit Cards. We are not responsible for the content, privacy policies, or practices of any third-party websites or services.

All offers and services are provided directly by third-party advertisers or lenders. Swift Credit Cards does not guarantee approval, rates, or terms offered by these providers.


5. Consent to Contact

By submitting your information on our website, you expressly authorize Swift Credit Cards, its marketing partners, and third-party service providers to contact you via telephone (including autodialed or pre-recorded calls), text/SMS messages, email, or other means – even if your number is listed on a federal or state Do-Not-Call registry.

Standard messaging and data rates may apply. You may revoke your consent at any time by contacting us directly.


6. No Guarantee or Endorsement

Swift Credit Cards does not guarantee that you will be approved for any specific product or service. We do not endorse or recommend any particular financial institution, provider, or offer. Any decision to accept an offer or use a service is solely between you and the third party.


7. Intellectual Property

All content, design elements, logos, trademarks, and graphics on this website are owned by or licensed to Swift Credit Cards and are protected by copyright and intellectual property laws. You may not reproduce, modify, distribute, or display any part of this site without our prior written consent.


8. Limitation of Liability

Swift Credit Cards shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the site or any services or information obtained through the site. Your use of this website is at your sole risk.


9. Disclaimer of Warranties

All content and services are provided “as is” and “as available.” We disclaim all warranties, express or implied, including but not limited to merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the website will be uninterrupted, secure, or error-free.


10. Changes to These Terms

We may update or modify these Terms at any time without prior notice. Continued use of the website after any such changes shall constitute your consent to the revised Terms.


11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of [Insert State], without regard to its conflict of law provisions.


12. Contact Us

If you have any questions or concerns about these Terms and Conditions, please contact us at: