California Consumer Privacy Act (CCPA) Disclosure

Effective Date: April 2025

This CCPA Disclosure applies solely to California residents and supplements the Privacy Policy of Swift Credit Cards. This notice outlines your rights under the California Consumer Privacy Act (CCPA) and explains how you can exercise those rights regarding your personal information.


1. Your Rights Under the CCPA

If you are a California resident, the CCPA grants you the following rights regarding your personal information:


a. Right to Know

You have the right to request that we disclose what personal information we have collected about you, including:

  • Categories of personal information collected
  • Specific pieces of personal information collected
  • Categories of sources from which the information was collected
  • Purpose for collecting or selling the personal information
  • Categories of third parties with whom the information was shared or sold

b. Right to Delete

You may request the deletion of your personal information collected and maintained by Swift Credit Cards, subject to certain exceptions as permitted by law.


c. Right to Opt-Out of Sale or Sharing

You have the right to direct us not to sell or share your personal information with third parties. While Swift Credit Cards does not sell personal information for monetary compensation, we may share data for lead generation, marketing, or advertising purposes, which may be considered a “sale” or “sharing” under the CCPA.


d. Right to Non-Discrimination

You will not be discriminated against for exercising your rights under the CCPA. This includes denial of services, different pricing, or lower quality of service.


2. Categories of Personal Information We Collect

In the last 12 months, we may have collected the following categories of personal information:

  • Identifiers (e.g., name, email, phone number)
  • Internet or other electronic network activity (e.g., browsing behavior on our website)
  • Geolocation data
  • Inferences drawn from personal data
  • Commercial information (e.g., services considered or purchased)

This information is collected for purposes including marketing, service improvement, connecting users with financial product providers, and to comply with legal obligations.


3. Sources of Information

We collect your personal data from the following sources:

  • Directly from you (forms you fill out or information you provide)
  • Automatically through your interaction with our website
  • Third-party service providers, affiliates, and marketing partners

4. How We Use Personal Information
  • Provide and improve our services
  • Respond to inquiries and requests
  • Facilitate connections with credit card and financial product providers
  • Conduct marketing and remarketing
  • Comply with applicable laws

5. How to Exercise Your Rights

To exercise your rights under the CCPA, you can contact us through one of the following methods:

To verify your request, we may need to ask for additional information, such as your email address or phone number, to confirm your identity. You may also designate an authorized agent to make a request on your behalf. If you do so, please ensure they provide written permission and verify their identity as well.


6. Do Not Sell or Share My Personal Information

To opt-out of the sale or sharing of your personal information, please visit unsubscribe.php.


7. Updates to This Disclosure

This CCPA Disclosure may be updated periodically to reflect changes in our privacy practices or the law. The updated version will be posted on our website with a revised “Effective Date.”